Ni menteri kewangan ke 2 kata masa bentang GST…(lebih kurang laaa)

• Rakyat miskin akan jimat RM14.52/yr
• Rakyat kaya akan jimat RM346.92/yr
• Exporters akan jimat RM1.4b
• Business akan jimat RM4b
• Perolehan gomen akan meningkat RM1b

Tahun kewangan yang lepas gomen memperolehi pendapatan RM12b kebanyakannya disumbang oleh sektor business.

KALAU SEKTOR BUSINESS JIMAT RM5.4B DAN GOMEN AKAN DAPAT LEBIH RM1B SELEPAS GST, MANA MAI INCOME RM6.4B?

KALAU BUKAN DARI RAKYAT????

Kawan-kawan yang pandai akaun/finance tolong cerita mai sini sat.

Salam,

Kalau buat biz eBay ni research amat penting. Kena buat research

• Barang apa yang dapat permintaan tinggi
• Bila masa sesuai untuk buat listing
• Berapa harga yang sesuai untuk barangan jualan anda
• Berapa lama lisiting yang perlu
• Apa title yang sesuai untuk produk anda

Pendek kata untuk berjaya kena buat research banyak-banyak. Terapeak adalah pilihan ramai untuk buat research ni. Dia ada bagi free trial untuk 30 hari. Kena register melalui affiliate link baru dapat offer ni.

Kos untuk Terapeak ni mahal la juga untuk newbie USD25/mth. Ramai yang register dan buat research tapi tak tau nak menggunakan sepenuhnya features dia sebab otai-otai ebay ramai yang tak nak ajar cara buat research. Kira macam rahsia perniagaan la ni.

Aku ada buat ebook PANDUAN RESEARCH TERAPEAK dalam bahasa Inggeris la. Siapa nak sila tulis nama.tel dan email kat bawah. Aku akan kirim file pdf kat email anda.

Satu kaedah buat biz eBay ni guna banyak akaun. Ebay mudah ban akaun kita kalau tak ikut policy dia. Mula-mula dia gantung 7 hari daripada aktiviti listing kalau kena VERO (right owner report kata kita ciplak barang dia). Kalau dah kena 3 kali gantung 7 hari langkah seterusnya kena ban sebulan.

Bila akaun kena ban maka biz tak jalan.  Biz ni buat iklan (auction) untuk tarik pelanggan ke store. Kalau dah tak boleh buat listing maka sale akan jadi slowwww.

Untuk mengatasi masalah ni kita buka la banyak akaun. Kena guna IP yang berbeza untuk register dan buat listing. Streamyx dan Maxis BB adalah yang terbaik sebab depa bagi dymanic IP. Clearkan cookies anda, shutdown komputer dan rehat 5 minit. Pastu line clear untuk operate akaun baru.

Bagi buka banyak akaun kena ada banyak credit/debit card mengikut nama dan alamat yang berbeza. Ini memerlukan anda guna vitual credit card (VCC). Ada seller yang jual vcc ni. kos dia RM20-RM25 per card. Kena guna 2 card. Satu untuk paypal dan lagi satu untuk ebay.

Aku ada buat ebook untuk buat vcc sendiri. Sesiapa yang nak boleh tulis nama, tel dan email. Aku akan kirim pdf file ke email anda.

Tajuk dia:

1. Macam mana nak load fund
2. Semak duit dalam akaun
3. Macam mana nak create vcc (buat lah berapa banayk yang anda suka)
4. Bagaimana nak destroy vcc (utk mudah control akaun
5. Periksa steatment vcc- utk dapat expuse dari paypal bila buka akaun baru.

Salam,

Biz ebay kira menjadi la jugak bagi aku. Aku belajar banyak dari Sifu Lan. Kalau anda baca forum dia tajuk KISAH KEJAYAAN ANDA, ada banyak tips yang dikongsi oleh pelajar beliau. Aku ikut banyak nasihat-nasihat kat situ.

Tapi untuk kutip nasihat tu macam kena buat puzzle. Tip-tip banyak tapi tak tersusun. Maka aku ambil sedikit usaha kumpulkan tips kat situ menjadi file pdf. Aku dah susun ikut topic:

1. Senarai investment utk projek ebay
2. Step yang diperlukan
3. Story ahli forum
4. FAQ
5. Tips

• • Store & Listing
  • Strategi
  • Dropship
  • Paypal kena access limit
  • VCC
  • Summary

1. Tools yang digunakan
2. Tips oleh usahawan berhingus dari forum wangcyber

Siapa yang berminat sila tulis nama,email dan tel no. Aku bagi free kat email anda…..

Salam semua,

Dah lama tak update blog ni. Sorry la sibuk sikit dengan uncle eBay. Sekarang baru free sikit masa selepas uncle suspend akaun aku 30 hari kerana ketegaq tak dengar kata. Dok buat listing barang trademark dan uncle zippo asyik dok complain saja.

Masa ni aku guna untuk review balik strategi eBay secara khusus dan biz internet secara amnya. Aku baru dapat satu supplier baru dari US. Harap yang ni proses delivery akan cepat dan customer akan lebih gumbira. So far yang dari China pun okey. Aku dah letak proses delivery up-to 18 business days dalam listing jadi tak dak complain lagi untuk barang tak sampai.

Nak kongsi tips sikit. Masa yang paling sesuai untuk listing eBay tamat dalam pukul 6-9pm hari Ahad. Waktu ni aku memang dapat banyak sale. Waktu listing eBay guna standard PDT. USA masa dia ada 3 kategori

• EDT
• CDT
• MDT

Jadi sesuaikan listing anda dengan masa-masa ni. Chow dulu….

Syukur,

Pagi tadi aku buka email dapat berita dari Uncle eBay:-

“Your eBay items sold”. Ada 2 pulak tu.

Lepas kira payment barang + shipping kos dan tukar ke RM boleh tahan…rasa macam nak lompat.

Bila buka PayPay pulak lain jadinya cerita.

“NOTICE OF FUND HELD”

Sebenarnya aku dah study bab PayPal dari otai-otai eBay Malayisa. Dah jadi polisi PayPal akan tahan duit bagi orang baru. Tapi akaun PayPal aku dah lama. Sebalum ni duit dok keluar saja. Bila duit masuk depa kata

“TO HELP YOU AND YOUR BUYER”

Tapi tak kisah sebab lumayan ringgitnya.

Organic fertilizers don’t have to be expensive, since you can make your own. If you buy the components in bulk, you’ll save even more!

Recipe For Organic Fertilizer

I’ve been using this recipe, which to the best of my knowledge was created by Steve Solomon (founder of Territorial Seed Company), for six years now with good results. One word of advice: Instead of buying the components in small boxes, buy bulk bags (40-50 lbs.) at a farm supply or feed store. As long as you keep them dry, they will last for many years.

All measurements are in terms of volume, not weight.

• 4 parts seed meal
• 1 part dolomite lime
• ‡ part bone meal -or- 1 part soft rock phosphate
• ‡ part kelp meal

Seed Meal

This component provides nitrogen, with smaller amounts of phosphorus and potassium. I like to use cottonseed meal, which is cheap (about $13.00 for a 40 lb bag) and easily available. In some states, though, it is not allowed in a certified organic operation (not something a home grower needs to be concerned about). Other options are alfalfa meal, or rape/canola meal. Cottonseed meal has a NPK value of around 6-2-1.

In spring I like to substitute blood meal in place of some seed meal, since blood meal is somewhat faster acting. Try using three parts seed meal and one part blood meal.

Lime

Seed meals tend to be acidic, so lime is included to balance that out. Dolomite limestone is roughly half Magnesium Carbonate and half Calcium Carbonate. Calcitic limestone is pure Calcium Carbonate. Plants usually need more calcium than magnesium; so, if you want to be really tricky, use 1/3 part dolomite lime and 2/3 part calcitic lime.

If your soil is alkaline, you might experiment with reducing or eliminating the lime in this mix.

Bone Meal And Rock Phosphate

These ingredients make up the bulk of the phosphorus component. Less bone meal (NPK ~ 0-10-0) is required since it releases its phosphorus more readily. The advantage of using rock phosphate (NPK ~ 0-3-0) is that it continues to contribute phosphorus to your soil over many years.

I like to use bone meal. Not only is it easier to find, but also it is already being produced as a byproduct of the beef industry. Rock phosphate is mined. Twenty pounds of bone meal will run about $5.00.

Kelp Meal

Kelp meal (NPK ~ 0-0-10) contributes potassium, and also many micronutrients. This tends to be more expensive than the other components: I recently paid $35.00 for a 50 pound bag.

Another possible potassium source is Jersey Greensand. It has the same advantages and liabilities as rock phosphate (it’s very slow release). In addition, it does not supply micronutrients.

Organic Insecticides

Effective and nontoxic products to zap pesky bugs.

The philosophy behind organic gardening is hardly new to MOTHER readers, who’ve known about the benefits for years. However, interest has grown markedly in the mainstream. Many are finally joining the organic movement in order to rebel against additives in food, chemicals in the soil and water, pollutants in the air, and the dangerous pesticides regularly sprayed. The balance of nature has been precariously disturbed as the number of good and necessary bugs has been diminished, and to make matters worse, many of the harmful insects have developed resistance to common pesticides. But there’s good news…

Today’s scientists are discovering more and more plants that produce natural bactericides, fungicides, and insecticides. In fact, many nontoxic household products are considered effective in the war against gardening pests. Below are the acceptable organic controls that gardeners find most effective today.

Household detergents: Mix these insecticides right in your kitchen.

1) USDA recommendation: Mix one teaspoon of liquid dishwashing detergent with one cup of vegetable oil. Shake vigorously to emulsify and add to a quart of tap water. Use at 10-day intervals as an all-purpose spray for white flies, spider mites, aphids, and various insects on carrots, celery, cucumbers, eggplants, peppers, and others. We’ve used it on evergreens and other ornamentals. Note: Test on a single plant first, because it may cause tip burn. This is a contact insecticide, so spray mix directly on the pest.

2) Liquid detergent-alcohol spray:

Mix one teaspoon of liquid dishwashing detergent plus one cup of rubbing alcohol in one quart of water. Test on a few leaves first to make sure no harm is done to sensitive plants. Spray top and bottom sides of leaves; or if plant is small and potted, invert it in a large pan of solution (holding soil ball securely) and gently swish back and forth. Repeat in seven days.

3) Liquid detergent �hot pepper spray:

Steep three tablespoons of dry, crushed hot pepper in 1/2 cup hot water (covered) for half an hour. Strain out the particles of peppers, and then mix solution with the liquid detergent formula mentioned above. Good for a number of insects on both indoor and outdoor plants. Note: Apply to plants outdoors. Do not use on windy days. Avoid breathing fumes, which can be irritating to nose and eyes. You can substitute hot Tabasco sauce or Louisiana hot sauce for hot pepper.

Pyrethrin: This natural insecticide derived from the pyrethrum plant(Chrysanthemum cinerariaefolium). Along with pyrethroid, its synthetic substitute, it is highly effective against a wide range of insects. Each should be used according to manufacturer’s directions.

Lime sulfur: This old-timer, still used by both organic and nonorganic gardeners, is applied during the dormant period. Kills most species of mites as well as mite eggs and those of many other insects. Lime sulfur also has fungicidal value and can be used on fruit trees as well as ornamentals. Note: Lime sulfur applied to plants near the house will stain the paint. Apply cautiously near buildings.

Sabadilla: Made from seeds of a South American lily. Used for squash bugs and stink bugs. Irritating to eyes and lungs if care is not taken. Use according to manufacturer’s directions.

Garlic and onions: Grind up raw onions or garlic into a puree. Soak in warm water overnight and strain. Liquid can be sprayed on roses, fruit trees, and flowers.

Kills aphids and apple borers. Scrape off any loose bark on the trunk and swab liquid on. Many gardeners mix onion water and wood ashes and paste mixture on tree trunks.

Ryania: Made from ground stems and roots of a South American shrub. Controls European corn borer and other worms. See directions on container.

Tomato leaves, crushed: To avoid chemical sprays, try using crushed tomato leaves for leaf-spot diseases. Tomato leaves contain solanine, a chemical that has an inhibiting effect on black spot fungus. Grind two cups of leaves to a puree. Add five pints of water and one ounce of cornstarch. Keep refrigerated.

Tobacco water: Cigar and cigarette butts will kill worms in the soil of houseplants. Mix a solution of tobacco and water so that it is the color of brown tea; pour on the soil. Don’t let anyone drink it by mistake! The solution kills fungus gnats, symphylids, centipedes, root lice, and other underground pests�and it could kill you.

If you have aphids or other insects in your terrarium or dish garden, ask a friend who smokes to blow cigarette smoke into the glass and then seal the top. The smoke knocks plant lice for a loop.

Snuff: For tiny flies or worms in the soil of house plants, try sprinkling snuff on the surface. Note. Do not use homemade tobacco remedies on tomatoes, peppers, eggplants, and other members of the Solanum family. It could spread tobacco virus to these plants.

Retenone: An old remedy for killing Mexican bean beetles. It is produced from derris, a plant found in Central and South America. Kills aphids, thrips, and chewing insects on contact. Note: Toxic to fish and nesting birds.

Hot pepper: To discourage cats, dogs, many insect pests, and snails from munching, dust powdered hot pepper or a spray of hot pepper sauce on plants.

Oil and sulfur sprays: Petroleum oils (of organic derivation) have been used successfully for killing insects for over 200 years. Apply only on “hard” or woody plants. There are two types:

1) Dormant oil should be used only when plants are dormant � in winter or early spring.

2) Summer oil should be used during the growing season and restricted to woody plants. Some oil sprays can be applied in either summer or winter.

Miscible oil sprays kill insects and eggs such as over-wintering leaf rollers and aphid and mite eggs. They also kill scale insects and adult mites. Dilute with water according to manufacturer’s directions. The oils cause little or no harm to most beneficial insects, and resistance to sprays does not build up with oils.

Talcum powder: Effective against flea beetles and corn ear worm. Lightly dust leave surfaces after every rain.

Soaps as insecticides: Soapsuds are ideal for killing aphids. Many home gardeners prefer vegetable- or plant-based soaps as effective aphicides.

Rhubarb leaves: Boil one pound of chopped leaves in one quart of water for 30 minutes. Strain and use as a spray against aphids and other pests.

Garlic and red-pepper spray: Grind up a large bulb of garlic (or a large onion). Add one tablespoon of ground cayenne pepper and one quart of water. Steep for one hour. Strain liquid into a sprayer or watering can and refrigerate remainder in a tightly covered jar. It will be potent for several weeks, and is effective on all kinds of chewing and sucking insects.

Spearmint spray: Put into a blender one cup of chopped spearmint leaves, one cup of green onion tops, and 1/2 cup of chopped hot-red pepper. Add 1/2 cup of water to assist in blending. Pour solution into a gallon of water. Add 1/2 cup of liquid detergent (preferably lemon-scented). Dilute by adding 1/2 cup of mixture to a quart of plain tap water.

If the plant is small, dunk it in this solution, otherwise strain it and spray on.

Effective on all chewing insects.

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Ni aku petik dari kuliah agama dalam radio pada 14/1 oleh Dr Abd Aziz Hanafi

Anak-anak Nabi

1- Al-Qasim

Meninggal dunia ketika berusia 2 tahun

2- Zainab

3- Ruqiah

Isteri kepada sahabat nabi s.a.w Osman Arfan r.a. Meninggal ketika peristiwa Badar

4- Fatimah

Kahwin dengan Syaidina  Ali r.a. Sebelum nabi s.a.w wafat, baginda berbisik dan Fatimah yang sedang menangis tersenyum sambil menyatakan beliau akan mengikuti ayahnya dalam masa terdekat. Beliau kemundiannya meninggal dunia 4 bulan selepas kewafatan nabi s.a.w

5- Umi Kalsom

Juga isteri kepada Syidina Osman. Meninggal dunia pada 8 hijjrah. Nabi ada berkata sekiranya beliau ada lagi anak perempuan akan beliau kahwinkan dengan Syidina Osman r.a.

Ketika hendak memasukkan jenazah beliau ke dalam liang lahat, nabi bersabda bermaksud sesiapa yang tidak berhadas besar boleh turun ke dalam liang. (Bermaksud orang berhadas besar haram masuk ke dalam liang.) Ketika ini Syidina Osman sedang dalam keadaan berhadas besar dan beliau tidak masuk ke dalam.

6- Abdullah

Meninggal ketika masih kecil.

7- Ibrahim

Satu-satunya anak nabi s.a.w bukan dengan Khadijah r.a. Ibu Ibrahin ialah Siti Mariah yang di hadiahkan raja Mesir kepada nabi s.a.w. Ibrahim meninggal dulua pada 10 hijjrah. Ketika ini nabi s.a.w ada menangis dan ditanya oleh sahabat, lalu nabi menjawab tidak salah menangisi kematian anak (bukan meronta-ronta). 

Berlaku juga peristiwa gerhana semasa kematian Ibrahim. Lalu timbul syak mengatakan makluk lain di langit pun menangisi kematian anak nabi s.a.w. lantas disanggah oleh nabi dengan mengatakan tidak berlaku sesuatu itu disebabkan oleh itu dan ini melainkan dengan ketentuan Allah s.w.t. Dari peristiwa ini jugalah menjadi amalan sunat solat gerhana.

Semua anak lelaki nabi s.a.w meninggal ketika masih kecil. Hikmahnya ialah tidak berlaku fitnah bila kewafatan nabi akan dilantik pula anak baginda menjadi nabi. Sedangkan nabi s.a.w adalah nabi akhir zaman.

Sejak iklan raya baru ni kebanyakan sebut ‘BAHARU’ tidak lagi guna perkataan ‘BARU’. Dah tukar ke?

Janggal la bunyinya.